Horizon QROPS is the perfect solution for Guernsey residents who are also in possession of a UK pension, and want to hold it alongside their Guernsey pension scheme. Because of its unique structure, this scheme is more in-line with the UK registered pension framework than our other Guernsey resident products
This plan is open to anyone between 18 and 75 years of age who is a Bailiwick of Guernsey resident, and plans to remain in the Bailiwick for at least 5 years after any pension transfer from the UK is arranged.
Horizon QROPS is only able to invest in standard asset classes, and must be managed by a professional investment manager. You can request that we provide an investment manager through the use of our sister company Gower Financial Services Limited or one of our many other professional relationships.
Retirement benefits may commence at any time between 55 and 75 years of age, and an initial lump sum of between 25% and 30% of your fund value is available on retirement. Once certain time frames have lapsed it may also be possible to seek flexible benefit drawdown from the plan. This allows greater flexibility when planning for retirement.