Horizon Guernsey is an affordable entry-level pension product that leaves clients the options of moving to other arrangements at a later date. For those who simply want to save, and are willing to sacrifice some flexibility in exchange for lower fees, Horizon Guernsey is a perfect solution.
Horizon Guernsey is open to anyone between 18 and 75 years of age who is a Bailiwick of Guernsey resident, including those who already have a Guernsey-based pension scheme and are looking to transfer to a RATS.
Horizon Guernsey is delivered through a designated investment platform with a specialised range of investment funds and a discretionary investment management option provided by our sister company, Gower Financial Services Limited. However, provided they use the designated investment platform, it also lets clients self-manage their investments through its Member Directed investment approach.
Horizon Guernsey can accept transfers from other Guernsey pension arrangements, together with regular and ad-hoc contributions. The Plan does not offer a loan facility. Clients looking for this feature should refer to our Horizon Choice Pension Plan.
If you are interested in investing via non‑standard assets please revert to our Bespoke offering for further details.